Flexible Financing Options For Wisconsin & Illinois Homeowners

Badger Basement Systems offers a variety of stress-free financing options that make it easy for you to start your home improvement or repair project when the time is right for you.

A Range of Financing Options for Your Basement or Foundation Repair

• “Same as cash” options (0% interest)
• Easy payment plans
• No hidden fees or closing costs
• No prepayment penalties
• Competitive rates, unsecured financing for projects of $1,000 and over

The Benefits of Contractor Financing: You’re in Control

Direct contractor financing offers several benefits:

• Speed: Quick application process & same-day credit decision
• Flexibility: Choose from a range of payment options
• Control: Choose when to start your project
• Convenience: easy online account management

With “same as cash” financing and a same-day approval process, you’re in control of when to undertake a major home repair. Booking repairs in a timely fashion lets you protect the investment in your home without tapping into equity, savings or emergency funds. And you end up with a more livable, more comfortable – and more sellable – home! It makes economic sense for many of our homeowners.

When Financing Makes Sense

Cracked foundations, leaky basements and mildewy crawlspaces are often serious problems that shouldn’t be delayed. If you feel you’ve put your repair project off long enough, financing can help you get it done now instead of later. It’s not worth gambling with the investment you’ve made in your home!

How Our Financing Program Works

Our financing program is simple and straightforward. As part of your Free Estimate, you’ll meet with one of our specialists who can provide a detailed written estimate as well as outline financing options. Together, you’ll decide what type of financing, if any, meets your needs and budget.

We offer the following financing options throughout Southern WI & Northern IL, including Madison, Milwaukee, Janesville, Rockford and surrounding towns:

6-Month Same-As-Cash Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of January 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Traditional Installment Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.

Looking for a price? Get a no cost, no obligation free estimate.